As the holiday season comes to an end, are you looking at a pile of credit card receipts and wondering how to pay them off? It's never too early to start saving for next year so this does not happen to you.
Many banks offer special Holiday Savings Accounts that you can contribute to periodically or can set up to automatically withdraw funds from your paycheck. Or, when you plan your budget, be sure to include savings for next year's holiday season or any other event that you can anticipate (e.g. birthdays, anniversaries, etc).
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